Garrett Poblete
E Mortgage Capital
(949) 468 - 2810
Branch Team Lead
NMLS # 1995980
(949) 468 - 2810
Branch Team Lead
NMLS # 1995980
After getting my bachelor's degree in finance at San Diego State I transitioned into the mortgage industry and have pursued my passion for the last 9 years. E Mortgage has been my home for the last 2 years and will continue to be for many to come! I currently work in the position of team lead which entails managing the team of loan officers under me as well as work as a loan officer myself. I pride myself on being very knowledgeable of the industry, loan products, and the ever changing environment. I believe working with a seasoned, knowledgeable, and experienced loan officer leads to a seamless and quick loan process.
E Mortgage Capital at it's core is a brokerage. What that means for you as the client is we can broker your loan out to any of our 150+ banks we use. That allows me to not only find you the BEST possible pricing on the market but it also allows me to truly tailor a loan specific to your needs and individual situation and most importantly find the bank/lender ready to make it happen in a timely manner. I utilize our online borrower portal (link provided above) for a quick an easy application process. I can even provide a real time quote without any hard credit pull needed or commitment of any kind. You're able to upload documents, get status updates on your loan, and assist to clear any possible underwriting conditions through the portal. If the loan doesn't meet your needs for any reason we can part ways as friends and there will be no further phone calls, emails, etc. unless requested. Your information in the app is only for my personal use prior to loan submission so it is not shared with any other entity unless I've received the green light from you to move forward.
Every loan scenario is different and the answers will be specific to you. However, the MOST important thing in this industry to me is honesty. I am 100% transparent on anything related to the loan details. Everything from rates, closing costs and fees, appraisal needs, documentation needed, qualification, and possible future outlooks. If you have questions or even concerns about qualifying I can figure that out within a matter of 15 minutes. Even if you want to see if there's any opportunities out there for you I'm just a phone call away. We have a wide variety of loan products: Fixed rate HELOCs, Bank statement income only HELOCs, FHA, VA, Conventional, Profit and loss statement, construction, renovation, Stated Income, Private business, Commercial, Jumbo, Interest only, ARMs, etc.
Open today | 08:00 am – 07:00 pm |
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